When a hurricane, with its strong winds and heavy rains, moves through a city, the aftermath can resemble a war zone. The roofs of homes are torn away, power lines are downed, trees uprooted, and businesses mangled. The extent of the damage is directly tied to the strength of the hurricane. The Saffir-Simpson Hurricane Wind Scale explains the level of damage you can expect (as determined by the wind speed of the storm) at each of the five levels.
In addition to the devastating wind, hurricanes bring torrential rains that can easily drop from several inches to several feet of water in a very short period of time. The amount of rain has less to do with the strength of the storm, and everything to do with how fast the storm is moving. In addition to the destructive winds and rain, lightning and other weather elements can destroy cars, crack building foundations, and cause the death of those in the path of the storm.
Louisiana and Texas are no strangers to the devastation of hurricanes. In fact, some of the most devastating hurricanes in the United States have occurred in these states. Hurricane Katrina devastated the state of Louisiana (and other states) in 2005. Hurricane Ike hit Louisiana, Texas, and other states in 2008, and Hurricane Harvey caused immense damages in Louisiana, Texas, and several other states in 2017. Hurricane Katrina is considered the costliest hurricane in the history of the United States and is also responsible for 1,518 deaths. In terms of storm surge risk by state (by the number of single-family homes and reconstruction value), Louisiana and Texas rank second and third, after Florida.
Lafourche Parish, Louisiana, Jefferson Parish, Louisiana, St. Bernard Parish, Louisiana, Cameron Parish, Louisiana, and Terrebonne Parish, Louisiana are all listed in the top eleven counties that were most frequently hit by hurricanes between 1960 and 2008. As you might expect, Hurricane Katrina and Hurricane Harvey are listed as the top two most significant flood events by National Flood Insurance Program payouts. Even so, there were thousands of homeowners who did not receive compensation for the destruction of their home and their possessions.